Jumat, 28 Maret 2014

sample article english 2 (ISLAMIC ECONOMIC SYSTEM SOLUTIONS WORLD ECONOMY)


Islamic economic sense
Islamic economics is the study of human economic behavior is behavior governed by rules based on the religion of Islam and monotheism , as summarized in the pillars of faith and the pillars of Islam .
Islam is a system Economi World Economic Solutions .
Yes, that's right for us to say to the Islamic economy , due to the development of Islamic economics has how the economy should be managed by the community and the government , in various parts of the world that have been proven and implemented economic sitem Islamic religion based on the teachings of Islam , Al - Quran and As - sunnah . And the Islamic economic system has been demonstrated by several countries in the world such as Europe that Britons in the 2000s current progress for implementing Islamic economics , and so also in many countries of this part of the world that has experienced very rapid progress in the economy . And this is a growing alternative downs capitalist reputation in European countries . And the question now is whether we are still using conventional economics really can not solve the economic problems until now? When linked with the Islamic economic system world can still be saved from the crisis that hit the world this time , because Islam is the only religion that  that regulate all aspects of human life and the universe, therefore we should be just Islamic economics because Islamic economic teachings of the principles of the religion of Islam , Al - Quran and as- sunnah .
The basic principles of Islamic economics
a. Private property and its limits
In this case Islam does not divide the property ownership to the production and consumption or produce or not produce . But differentiated the criteria are lawful or unlawful , and issued to track halal and haram .
b . distributive justic
 Build a system that is equitable distribution of the same distribution of wealth .

c . Social rights
Social rights to the wealth of individuals in a variety of forms . One of them , namely , providing assistance to relatives who can not make ends meet . The goal eliminates selfish and miserly .

d . alms
Compulsory levies prescribed by Islam is zakat . Ie levies drawn through the accumulated treasure trade , all kinds of business , agriculture , production , and livestock . The goal is to create a fund to help the economy to a class Mustahiq .
e . inheritance law
Inheritance law is essentially to distribute the assets owned by the deceased . The first row and the heir is the mother , father , wife and children . Further brother men and women . The third kin to the deceased . Then the estate of the deceased is distributed Islamic inheritance law .
The role of labor , capital and management of In case of injustice in the transaction , the law should not only intervene , but lead to regulatory fairness profit distribution between capital , labor , and management .
g . Zakat and social welfare
 Shodakoh ie zakat purposes and to cater for the social welfare .
h . Riba -free economy
Because usury was forbidden to all operations in the economic system .

i . The relationship between economic , political , and social rules
 This relationship can not be separated because it is a system that arises from faith referred to God and His messenger . From the above presentation that Islam is the solution of economic problems of the world economy that has been demonstrated by the countries of Europe which has long used the capitalist system and until now , has started implementing Islamic finance has also been officially recognized by the World Bank and make it as a priority area in the financial sector program . The preferred implementation by governments of European countries to address social problems in the country .

sample article ( Criteria for a good project management)



Definition of Project Management is the application of expertise , knowledge and skills , both technically with the use of limited resources to achieve the goals set , in order to get the highest performance , time , quality and optimum safety .
In project management , the need for a focused and good management , because a project has limitations that the ultimate goal of the project can be achieved .  that must be managed in a project that is of quality , cost , time , safety and health , environmental , resource , risk and information systems .
There are three major things that are reviewed in this article project management , to create a course of a project , namely :
1 . plan
In order to achieve an objective , the project needs a well-planned design . By providing project goals and objectives while making administration and programs , in order to be applied . With the aim to meet all requirements specified in the time constraints , including cost, quality and safety . Planning a project undertaken by way of conducting feasibility studies , value engineering , planning within the scope of project management ( therein including time , cost , quality , resources , health and safety , environment , information systems and risk ) .
2 . scheduling
Scheduling Project Management is the application of planning by providing knowledge about the plans and progress of the project schedule , and includes all the resources there , including costs , equipment , labor , material and timely in completing the project . Project scheduling is done by observing the development of projects with a variety of problems . Process monitoring and updating always worked to produce the correct scheduling , to be consistent with the project objectives . There are several ways to make project scheduling , ie scheduling Linear ( Vector diagram ) , curve S ( hanumm Curve ) , Network Planning , Time barchart and duration of action . In the event of errors and deviations from the initial plan , the corrective action is taken and the evaluation of the project , in order to keep it running on the right path .
3 . Control and Management Project
The main objective of the project by reducing or eliminating any form of irregularities that might occur during the execution of development projects . The goal of the project is to empower control the entire time , quality , cost and safety projects maintained , as well as having appropriate criteria as a benchmark . All activities undertaken during the control process is inspection , supervision and correction re the project during the implementation process .

Good project management is to manage and organize a variety of assets , human resources , time and quality of work of the project , so the project produces maximum quality within the planned time and give effect to the welfare of employees . Within a project needed a good organization so that each personnel can carry out their job properly fit his tenggung each without pressure from superiors .
The characteristics of a good project management :
a. Rapid development , good quality and cheap price .
b . Pleasant working atmosphere , compact and a mutual respect among co-workers , superiors , and subordinates by superiors to subordinates .
c . The Manager in project management can act as a leader .
d . Fulfillment of the rights and responsibilities of employees well .
e . and another which if well

A good project management will be able to complete construction of the project in a short time schedule is less than a maximum contract or no experience delays , cost control but it also must be done properly so as to get maximum benefit , plus the good quality of the buildings is also a key project management because it could also be a marketing activity for a so easy to get a building project that is ready to work .
Type A Project Management
Type of project management based on the main activity component and the end result :
1 . Construction projects . For example in the form of buildings , construction of bridges and highways .
2 . Manufacturing Industry Project . Form of project design activities so a result ( product ) .
3 . New Product Development Project . It is a combination of research and development projects with capital intensive projects .
4 . Infrastructure projects . Supplying the needs of the wider community in terms of transport infrastructure , reservoirs , power plants , telecommunication installations and supply of drinking water sources .
5 . Research and Development Project . Can we call a research and development , until the occurrence of an outcome and the goal is to enhance or improve a service , product or particular method .
6 . Project Management Services . Intimately associated with the non-physical facilities or services of the company . For example, the development of enterprise information systems , increase the productivity of employees , including management and the project itself .
7 . Capital intensive projects . Form scale projects with large capital . For example the purchase and procurement of goods , land acquisition and construction of a production facility .

sample article english 2 ( CONSUMER DECISION)

Consumer's decision to buy or not buy a product or service is an important time for marketers . This decision marks one marketing strategy has been quite thoughtful , insightful, and effective , or whether the planned poorly or wrongly set goals . Decision is the selection of two or more alternative options .
Experimental consumer research reveals that provides an option for consumers when in fact none of the options , can be the right business strategy , the strategy is to increase sales in a very large number .
DECISION OF CONSUMER LEVEL
There are three levels of specific consumer decision-making , namely :
Extensive problem solving , consumers need a variety of information to establish a set of criteria useful to evaluate certain brands and a lot of relevant information about each brand that will be considered . Limited problem solving , consumers tetal establish basic criteria for assessing the various product categories and brands in that category . Behavior as a routine response , consumers have some thoughts regarding the product categories and a series of well-defined criteria for assessing the different brands they are considering .

DECISION MODEL : FOUR VIEWS ON CONSUMER DECISION
Theories of consumer decision making varies , depending on the assumptions researchers regarding human nature . There are four views on consumer decision-making :
Economic outlook , consumers are often regarded as rational decision makers . Passive view , describing consumers as people who are basically subject to the self-serving interests and promotional efforts of marketers . The consumer is considered as impulsive buyers and irrational Cognitive view , describing the economic outlook among consumers are passive and extreme views , which do not ( or can not ) obtain absolute knowledge about all the alternative products available and therefore can not take a perfect decision , but are actively looking for information and trying to take satisfactory decision .
Emotional outlook , taking an emotional or impulsive decisions ( indulge in impulse ) .
CONSUMER DECISION MODEL
Models in decision making has three main components: Input ( input ) , these components have various external influences that act as sources of information about a particular product and influence the values ​​, attitudes and behaviors related to consumer products . The main input factors are the various activities of the marketing mix and sociocultural influences outside marketing . Process , these components relate to the way consumers make decisions . Consumer decision-making action consists of three phases , namely : ( a) Introduction of needs , ( b ) research before the purchase , and ( c ) Assessment of alternatives . The factors that can improve information retrieval prior to purchase , namely : ( a) product factors ( length of time between the purchase , product model changes , changes in price , the number of purchases , the prices were high , many alternative brands , a wide range of privileges ) , ( b ) factors situations ( experience , socially acceptable , considerations related to the value ) , and ( c ) factor products ( consumer demographic characteristics , personality ) . Various issues in evaluating alternatives , namely : ( a) The series of brands that are of interest , refer to specific brands that consumers consider in making a purchase in a particular product category , ( b ) Criteria Used to Evaluate Brand , is a series of brands that they are interested in are usually expressed in terms of the properties of the product are important , ( c ) consumer desicion Rules , is a procedure used by consumers to facilitate the selection of brands , ( d ) Lifestyle as a consumer decision Strategies , an effect on a variety of specific behaviors everyday consumers . ( e ) Incomplete Information and noncomparable Alternatives, in many situations the choice of the consumer face of incomplete information sebagaid asr decisions and should use a variety of alternative strategies to cope with missing elements , ( e ) Series of Decisions ( Decision series ) , in a purchases may include a number of decisions . ( f ) Rules of Decision Making and Marketing Strategies , an understanding of the rules which the decision to use the consumer in choosing a particular product or service is very useful for marketers who are concerned to formulate a promotional program , ( g ) Vision consumption , as the picture unorthodox decision , but it may very well be accurate in situation of lack of consumer experience and not an issue with well structured , and in situations in which emotions overwhelmed . Output ( output ) , this component involves two activities are closely related to post- purchase : purchase behavior and post- purchase valuation . The purpose of these two activities is to increase customer satisfaction with the purchase .

CONSUMER BEHAVIOR FOR GIFT GIVING
Reward behavior is defined as the process of gift exchange that occurs between the giver and the receiver . The process of exchanging gifts is an important part of consumer behavior . There are five types of gift giving and receiving of gifts , namely : Gift-giving between groups ( a group to give a gift to another group ) ,
Gift-giving between categories ( an individual giving a gift to a group or a group giving a gift to an individual ) , Gift-giving in the group ( a group to give a gift to himself or members ) ,
Giving gifts between individuals ( an individual giving a gift to another individual ) , and
 Awarding prizes to yourself ( a gift to yourself ) .
THINGS OUTSIDE THE DECISION : EAT AND HAVE
Consumer behavior is not only making purchasing decisions or actions buy , it also includes a variety of experiences associated with the use or consumption of various products and services . Experience using the products and services as well as feelings of pleasure that possess, collect or consume goods and experiences to contribute to customer satisfaction and overall quality of life .
Marketing based on relationship became so important because today's consumers are less loyal than in the past , this is due to the six main strengths : an abundance of choice , availability of information , feeling entitled , ( lower fidelity consumer financial issues ) and lack of time ( not enough time to faithful ) .
Marketing based on relationship satisfaction affect consumer decisions and their consumption . Relationship marketing is based on matters relating to building trust and holds the promise made by the consumer . In this case is used to develop long-term ties with its customers by making them feel special and provide a variety of specialized services to them

Tugas Bahasa Inggris 2 (Softskill)

The Foods and Beverages Merchants in Jabodetabek Lost Their Income Until Rp 200 billion

Bad weather that hit several regions in Indonesia is large enough to impact the food and beverage industry in this country. For only the Jabodetabek area, the floods predicted suppress the turnover to 25 percent.

Chairman of the Food and Beverage Association of Indonesia (Gapmmi) Adhi Lukman explained, a decrease of revenue is due to the difficulty of the distribution of products from the factory to the market because of the flooding block. Thus, it spreads on the decline in consumption.

As an overall result, Adhi estimated the food and beverage industry in Jabodetabek lost the income until Rp 200 billion per day. “In the normal situation, the income in each day for this region reached USD 800 billion,” he said on Tuesday (01/21/2014).

It is not only the distribution to the consumer, food and beverage manufacturers must also bear the losses due to the distribution of raw materials from the another region which also faltered.

For example, the transportation of fresh fruit and meat from Central Java, currently takes up to four days. Though, it usually takes only a half day. “Whereas within five days, the fresh raw materials will rot in about 50 percent” he said.

It hasn’t counted yet the losses because the factory could not be operated due to workers who could not get in because of flooding, or because there is no electricity supply due to outages by PLN in some areas.

Despite the losses is in sight, according to Adhi, manufacturers of foods and beverages will not raise their selling prices. Because this problem is only temporary.

Tugas Softskill B. Inggris 2

America and the Struggle for Jobs

And I’m Doug Johnson. This week on our program, we look at the job situation in the United States. There was zero job growth last month. The national unemployment rate was the same as in July, 9.1 percent. That does not even include people who have stopped looking for work or part-time workers unable to get full-time jobs.
Coming up, we talk to Don Peck, author of a new book called “Pinched: How the Great Recession Has Narrowed Our Futures and What We Can Do About It.” And we hear from two people about what they had to do to find a job.
Americans face different economic issues. Which one worries them most? A Pew Research Center-Washington Post opinion poll asked a thousand people earlier this month. Forty-three percent said the job situation. About half as many said the federal budget deficit.
Smaller numbers said rising prices and the financial and housing markets were their biggest economic worries.
Three out of four people said additional spending on roads, bridges and other public works would improve the job situation at least a little. Many said the same about cutting business taxes, the federal budget and personal income taxes. But there was no clear agreement about which ideas would do a lot to help.

Last Thursday night, President Obama spoke to Congress to present his plan for job growth. His proposals include an extension of jobless benefits for workers who have been unemployed for extended periods. The plan also includes tax breaks for companies to hire more workers and money for projects to fix roads and schools.
The Labor Department counts about fourteen million workers as unemployed. Millions more are working part time as they try to find full-time employment.
The so-called Great Recession officially lasted from December of two thousand seven to June of two thousand nine. Unemployment was five percent at the start. It reached 10.1 percent in late two thousand nine. This year the jobless rate has been stuck around nine percent.
There are concerns that the United States -- and the world -- could face another recession. Some economists say a "double-dip" could be more painful for average Americans because the economy is weaker than it was before the first recession.

Don Peck is a writer and editor at the Atlantic magazine. In his new book, “Pinched,” he says economic conditions are limiting opportunities for millions of Americans. He says the generation of young Americans known as millennials -- those now graduating from high school and college -- are especially affected.
DON PECK: “The first few years on the job market are extremely important to setting the career track and life path of young people. When young people struggle -- when whole generations struggle in their first few years in the job market -- academic research shows that not only do they start out behind, they never catch up to where they otherwise would’ve been.”
Mr. Peck says early in the recession, millennials thought any period of unemployment would be short. There was even a name for this kind of thinking: "funemployment."
DON PECK: “The idea that a few months perhaps of unemployment during the recession, could not only be easily overcome but could be kind of fun. You know, people were getting unemployment checks, they didn’t have many financial commitments.
"Many of them took that opportunity to reassess career, to take vacations, and I think in part millennials were just trying to make the best of a bad situation.”
But now, he says, young people are thinking differently.
DON PECK: “That idea that this period is something that can be easily enjoyed and that will not materially affect millennials in the rest of their careers is clearly waning within that generation. I think today you see among millennials much higher job tenure -- they’re clinging to their jobs more tightly, they’ve expressed a desire for a single job, a single employer throughout their career rather than the ability to switch careers. So that notion of funemployment which many millennials began the recession with, I think, is long gone today.”
In today’s economy, says Mr. Peck, any work is better than no work.

DON PECK: “This is a time where young people need to be extremely aggressive and entrepreneurial and have humility. You know, say yes to whatever job offers one gets because it’s certainly better to be working than have the stigma of unemployment all together.”
Twenty-two year old Jessie Way finished college in less than four years and with honors. She graduated from George Mason University in Virginia with a degree in technical writing in January. After that, she spent three months helping her mother who got sick. Then she spent five months searching for a job.
Jessie was lucky. She recently landed a position as a legal assistant with a law firm.
JESSIE WAY: "The problem I found myself having was, it's what everyone complains about -- there's jobs that want experience, but nobody wants to give you experience."
A demand for experience is not a new problem for young people, of course. But Jessie Way thinks the situation today is more difficult than it was for graduates ten years ago.
JESSIE WAY: "Back then you could say, oh well, I’m just out of college, so I’m a lot cheaper than these people with experience. So companies could say, OK, we'll hire some college graduates and we'll have to train them a little but the price cut is worth it to them.
"Nowadays so many people are out of work and have been let go and all that stuff that they can offer that same salary to somebody who does have five years experience that they used to offer to somebody like me. And it's gotten to the point now where college kids either can't get a job or can't get a job that's actually going to pay the bills."
Author Don Peck says one way for young job seekers to improve their chances is by moving.
DON PECK: “I would really encourage people, particularly if they’re living in highly depressed places, to consider taking a leap and moving to a more dynamic region. I think that will help them in the long run.”
A willingness to move helped Jessie Way find a job. Her new job is more than an hour from where she was living. But she did not have time to find an apartment, so she is sleeping on a friend’s couch until she can find a place of her own.
Thirty-nine-year-old Norm Elrod of Queens, New York, has been laid off from jobs four times in the past ten years. The last job he lost was with an online marketing agency. He left in two thousand eight. After that, he says, he set out to find a way to make himself a better job candidate. He used online resources to create a website and teach himself new skills in the process.
NORM ELROD: “That’s how my website came about. I built that and ran it and essentially trained myself, or re-trained myself, taught myself new skills that allowed me to get the job I have now.”
Norm Elrod created a blog called Jobless and Less: The Blog for the Employmentally Challenged.
NORM ELROD: “I wrote about the one thing I seemed to know, which was at that point being unemployed. [Laughs]"
Jessie found her job by answering an online job posting. But Norm says he had no success applying for jobs on the Internet.
NORM ELROD: “You send your resume out and it goes into a void and one person will get in touch with you for every one hundred to two hundred resumes you send out. And it's not because you're not qualified. It's because they get so many, and oftentimes they're looking for just a certain thing and there's no way to know what that is.”
His advice to people looking for a job is to learn new skills and meet new people.
NORM ELROD: “It's very easy to sit at home and send out your resume by clicking buttons on your computer at your dining room table and feel like maybe you're being productive. But it's much harder to actually get out there and meet the people who may know things or can point you towards things or make that face to face contact. I feel like that is where any job seeker is going to get more traction.”
His wife’s full-time job helped the couple pay their bills. They also used savings, payments from state unemployment insurance and money from projects he worked on while job hunting.
It was nearly three years until a contact he met through one of those projects led him to his current job. Norm Elrod works full time creating content for the website of a major media company.
The Great Recession was the worst downturn since the Great Depression in the nineteen thirties. Don Peck says the long-term unemployment that many workers have experienced can have lasting effects, and not just on them.
DON PECK: "When you have these long periods of unemployment, they can really leave pretty big scars on people, families and communities that are not lost even once the recession is over. When men, in particular, struggle economically, or when they don’t have jobs, women simply don’t marry them, but they do have children with them. And that creates often the sort of unstable family environment in which children really struggle.”
What would he do about the employment problems in the United States?
DON PECK: “One of the main messages of my book 'Pinched' is we can recover from this period faster with concerted public action.”
In the short term, he thinks the government should invest more in public works to create jobs in manufacturing and construction.
DON PECK: “But I think in the longer term we also need to really work to build new skills and create more pathways into the middle class for high school students who might not be going to college.
“That sense of possibility and that concrete sense of how one can move forward in life if one isn’t going to a four year college to some extent has been lost in the U.S. over the past twenty or thirty years. One of the things we need to do is rebuild that and give young people an understanding of the ways in which they can build skills and build real careers.”
Our program was written and produced by Brianna Blake. I’m Doug Johnson.
And I’m Faith Lapidus. You can read and listen to our programs and comment on them at voaspecialenglish.com. Join us again next week for THIS IS AMERICA in VOA Special English.

simple present tense :
1.  Some economists say a "double-dip" could be more painful for average Americans because the economy is weaker than it was before the first recession.
2.  Don Peck is a writer and editor at the Atlantic magazine

simple past tense :
1.  There was zero job growth last month
2.  But there was no clear agreement about which ideas would do a lot to help

simple future tense :
1. I think that will help them in the long run.
2. You send your resume out and it goes into a void and one person will get in touch with you for every one hundred to two hundred resumes you send out